About - debtvalidate

About Us

I’m sure you’re as curious about us as we are about you.

Mission Statement:

At Debt Validate our mission is to educate and empower our clients to take control of their financial life, and to defend them against unlawful, unreasonable and/or inaccurate practices from debt collection companies and credit bureaus that cause financial harm.

Philosophy

At Debt Validate, our philosophy is rooted in a steadfast commitment to defending and enforcing consumer rights in the realms of credit repair, debt validation, and debt settlement. We believe that financial well-being is a fundamental right, not a privilege. Our approach is centered on empowering our clients through education, transparency, and relentless advocacy. By rigorously challenging inaccuracies and asserting consumer rights against debt collectors, we ensure that our clients’ financial narratives are accurately and fairly represented. Our mission is to provide a shield against unjust debt collection practices, transforming fear and uncertainty into confidence and financial stability. Through our integrated services, we strive to restore not only credit scores but also dignity and peace of mind, paving the way for a financially secure future for each client we serve.

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Dream Team

At Debt Validate, everyone one of our team is invaluable. However below are the names you’re likely to bump into the most in your day-to-day. Between them There is a combination about about 30 years inside the financial sector working with Credit Bureaus, Debt Validation and Debt Settlement. Our team has a hands-on approach and strives to make everyone one of our clients feel important with our customized solutions and meticulous follow-up!

Jason Martinson

Founder

Taylor Thomas

VP of Operations

Cherry Rodriguez

Director of Operations

John Soriano

Senior Account Executive

Our 4-Step Process

Debt Validate started out ONLY doing Debt Validation letters helping people counter the intimidating tactics utilized by Debt Collection agencies. Very quickly we realized that though we were successful in invalidating debt, there was still a lot of work to be done to help our clients be in a optimal financial position, both in regards to their credit score and their total debt. This decision changed Debt Validate’s strategy forevermore.

Debt Validate added Credit Repair and Debt Settlement to its suite of services and we were able to drastically enhance the results for our clients. By having everything in-house we’ve been able to compliment each one of our efforts simultaneously creating a comprehensive approach to being Debt free and boosted credit rating to boot! Here is a quick overview of how our process works:

Import Credit Report

Everything starts with your credit report. We need a clear, consistent, and measurable document to get a full understanding of your entire financial situation. We’ll recommend a few options.

Create a comprehensive plan

Next we’ll put together a comprehensive plan to address your debt and Credit needs through an integrated approach that will be implemented simultaneously. This multi-faceted approach allows you to reduce the time to optimize your financials.

Run an In depth Analysis

Once we’ve imported your Credit, then we filter everything based-on debt, and negative marks on your credit reports so we can identify any and all actionables.

Execute!

Once we’ve got the plan in place, and all parties have agreed on the approach, we put it into action immediately. From here on out it’ll be a bit of back-and-forth with Debt collectors and the Credit Bureau as they respond to our communications.

Breakdown for our Clients

To give a better idea for most of our clients utilize our services, we’ve created the chart below. The vast majority use our credit repair services surpassing even our Debt Validation services. Debt Validation certainly set’s the table for the other services, but given that 72% of people have errors on their credit report, credit repair has quickly risen to our number one utilized service! Curious why that’s the case? find out more here

Debt Validation

Debt Settlement

Credit Repair

Testimonials

When I first approached Debt Validate, I was drowning in debt and couldn’t see a way out. It felt like every option available was just another dead end. I was hesitant to believe that anyone could help me reduce my debt significantly without further complications.

However, the professionals at Debt Validate proved me wrong. They approached my case with a level of dedication and expertise that was truly impressive. They not only helped me invalidate some of the debts I was being unfairly charged for but also negotiated settlements for around 20% of what I originally owed.

The impact of their service was immediate and profound. As my debts were settled, I felt a weight lifting off my shoulders with each passing day. I could finally plan for my future without the looming shadow of debt. Debt Validate didn’t just settle my debts; they gave me a new lease on life. I can’t express enough how transformative this experience has been.

— Jason Barrett

“Before I found Debt Validate, my life was a constant barrage of calls and letters from collectors. I was overwhelmed and my credit score was suffering significantly. The stress was unbearable. When I reached out to Debt Validate, I was skeptical but desperate for a change.

From the first consultation, I felt a glimmer of hope. Their team was not only knowledgeable but also incredibly compassionate. They took the time to understand my situation and crafted a personalized plan to address my debts and repair my credit.

Within months, I noticed a remarkable improvement. Debt Validate successfully stopped the harassing calls and helped me challenge and remove inaccuracies from my credit report. My credit score has since increased significantly, and I’ve regained control over my finances. Thanks to Debt Validate, I now enjoy a peace of mind I thought was lost. I am truly grateful for their support and expertise.”

— Theresa Rodriguez

I cannot begin to express my gratitude towards Debt Validate. Before I discovered their services, I was completely overwhelmed by persistent calls from debt collectors and a mountain of debt that seemed insurmountable. I was skeptical that any company could truly make a difference, but Debt Validate changed everything for me.

From the very first meeting, their team showed an incredible depth of understanding and empathy for my situation. They not only helped stop the harassment from collectors but also challenged inaccuracies that were harming my credit score. Beyond this, they expertly negotiated my debts down to approximately 30% of what I owed, which felt nothing short of miraculous.

Today, I am not only free from the relentless pressure of debt collectors, but I am also on a clear path to financial stability, thanks to the substantial improvement in my credit score. The relief and peace of mind that Debt Validate has provided me are immeasurable. I am deeply thankful for their exceptional service and the fresh start they’ve given me.

–Evan Milton

As a single mother of three, the burden of debt and relentless creditor harassment was breaking me. I felt cornered and helpless, struggling to provide for my children while trying to fend off the never-ending pressure from creditors. That was my reality before I turned to Debt Validate.

The moment I engaged with Debt Validate, the atmosphere around me began to change. They were not just a company; they became my advocate. They immediately took action to stop the harassment, which alone was a huge relief. But they didn’t stop there. When they filed an FDCPA lawsuit on my behalf, not only did the harassment cease, but the creditors had to pay me, turning the tables in a way I never imagined possible.

Furthermore, their credit repair service diligently worked on my case, successfully increasing my credit score by 70 points. This improvement has opened new doors for me and my family, providing opportunities we thought were out of reach.

I am profoundly thankful to Debt Validate for their relentless effort, support, and for restoring peace to our lives. They have not only relieved my financial burden but have also empowered me as a provider and a mother.

-Kaye Kalbay

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Our Approach

01

Team

Debt Validate is all about Team. With some many clients, things would fall through the cracks if we did not have a team in place to support our efforts. Each team member has ownership of one piece our our comprehensive approach. This specialization allows Debt Validate to have proficiency in each segment we serve.

02

Collaboration

Individual expertise would go for nothing if it wasn’t for the team’s concerted efforts to collaborate on clients portfolios seamlessly. Every Monday our team get’s together and puts together a game plan for each client to make sure we are always on top on your case. Then each team member is assigned an action item for which the rest of the team is reliant. We DON’T make it a habit of letting each other or our clients down.

03

Results

“The Results you receive will be directly proportionate to the effort you apply.” – Denis Waitley. This quote is one that Debt Validate embraces at it’s core. We’re committed to getting results for our clients, and thus have to be dedicated to putting in the effort required. We let our Results speak for themselves.

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